This newsletter is prepared for general information purposes only. TD Direct Investing (which for the purposes of this document includes third parties who have contributed to the newsletter's content) does not make personal investment recommendations. The information contained herein is provided solely to enable you to make your own investment decisions and should not be treated as a solicitation or recommendation to buy, sell, or otherwise deal with any particular investment. The investments referred to may not be suitable for all investors. If you need advice, you should consult your financial adviser. Every effort has been made to ensure the accuracy and reliability of the information and sources at the time of writing. TD makes no warranty as to its accuracy or completeness and accepts no liability for any loss caused by the use of this information. There are significant risks involved when investing directly on the stock market. The price and value of investments and their income fluctuates; you may get back less than the amount you invested. Remember that how an investment has performed previously is not necessarily an indication of future performance.

Brokerage Services provided by TD Direct Investing (Europe) Limited (a subsidiary of The Toronto-Dominion Bank). Registered in England under No. 2101863. Registered office: Exchange Court, Duncombe Street, Leeds, LS1 4AX, United Kingdom. Authorised and regulated by the Financial Services Authority (FSA), 25 The North Colonnade, Canary Wharf, London, E14 5HS, United Kingdom (FSA firm reference number 141282), member of the London Stock Exchange and PLUS Markets. VAT Registration No. 397103051. Banking Services provided by TD Bank N.V.Incorporated in the Netherlands and registered as a branch in England and Wales under branch registration number BR006780. Authorised by the Dutch Central Bank (De Nederlandsche Bank – DNB Institution Number 481) and subject to limited regulation by the Financial Services Authority (FSA firm reference number 216791). Details on the extent of our regulation by the Financial Services Authority are available from us on request.